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Archive for "Feb 2010"

The financial impact for getting arrested for DUI

The financial impact for getting arrested for DUI

Some people may believe by getting arrested for DUI is only a matter of paying for the fine and that is it. Not everyone understand when you are arrested for DUI, not only you pay for the fine, your auto insurance premium will increase. Even if you did not crash your car, get yourself injured or injured another person, you may still paying thousands of dollars in fine, incidentals payments, pay more in your auto insurance premiums and pay thousands of dollars more for your bail.

The Cost for first offender for DUI

The cost of DUI

The moment you drink and drive, you better start thinking about how much it will cost you. For instance, if you get pull over by a police officer and get arrested for DUI. The bail can cost between $150 to $2500 dollars and that is the start. Because you have been arrested for DUI and would have your car towed. Now you have to pay for the towing company as much as $1200 and for some reason you can not pay the towing company to get your car. The city has the permission to auction your car and the city keeps all the money from your car.

Lastly, you insurance premium will jump. Your car insurance company has all computer record with the police department and the car insurance company will know if someone got a ticket or been arrested for DUI. Once your car insurance company finds out about the DUI, you will have to pay higher premium and in some cases, your car insurance premium may triple. Your car insurance company may even drop you completely. When that happen you would have to go somewhere else and pay even higher premium just because you got arrested for drinking and driving.

How to get auto insurance for police cars

police car insurance

If you are a police officer and work at a police force. You would want to get your special auto insurance for police officers. Although, all the police cars are insured by the police department while the police officers are on duty in their cars. Most police area is not valid when the police officers are not on duty. The minute the police officers get off from work and get home, the police cars are not insured.

If there is any accident or damages to the car, the insurance will not have to pay for the damages. The police officers most decide to get additional insurance to cover themselves and the car while they are not on duty. Read more ›

Auto Insurance for women drivers

woman driver

Auto insurance is a written contract and agreement between two parties, the insurance policy holder and the insurance company. The insurance company agrees to compensate the policy holder if there are any damages and medical expense. It is crucial to have insurance for all of your valuable assets like your automobiles and real estates.

When dealing with auto insurance the amount of premium you have to pay for your coverage will be largely depend on your age and gender. It is true that males in the age of 18-25, pay higher premium on their auto insurance than females in the same age group.

The reason for this is that research has shows male drivers in the age of 18-25 years old have more speeding tickets, be involved in more car accidents and other violations more than female drivers. This is support by recent study that more men die each year from car accidents than women drivers.

Before considering getting your auto insurance, here are some things to keep in mind before signing up for cheap auto insurance for women drivers: Read more ›

Auto insurance for Ford vehicles

auto insurance for Ford vehicles

There are two ways to go about getting your auto insurance for your Ford vehicle. First, you can look at different rates from different auto insurance companies and choose the one you like. When you have done this, you can visit the insurance company and see if their term and policy fit your needs.

If you never have any experience buying an auto insurance, you can beat this will give you some headache. There is no way you can avoid this headache, it is not going to be easy to find your first Ford auto insurance. Read more ›