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Archive for "Apr 02 2010"

US insurance industry top safest cars for 2007

The US insurance industry has released its list of the safest new cars for 2007, which include a shocking headline; no American cars are on the list.

It’s no accident cars are getting safer, increasingly new vehicles are being equipped with side airbags to protect the driver and passengers from head injuries. Electronic stability control help reduce skid and rollovers but insurance industry crash tests reveal that some cars are safer than others.

Rating just out, named 13 vehicles as top safety pick for 2007. Read more ›

What insurance to buy and what insurance not to buy

When you talk about auto insurance, there is the obvious things, your house, your cars, your health, your life but in actuality, you can insure almost anything. Your wedding to your pet, of course you probably cannot afford all of these insurance.

The insurance industry is happy to sell you insurance just about anything you want. There are four things you need to keep in mind regarding insurance.

The first one is to cover big risks, only risk that will financially devastate you need to be insure. For example, if you are the breadwinner of the house with kids, get life insurance for yourself so your dependents can take care of themselves and pay the bills if something happen to you. Read more ›

Good credit score may lower your auto insurance premium

Your car insurance payment may be on a rise and it has nothing to do with your driving history. New controversial way auto insurance companies determine your risk on the road. A speeding ticket, a fender bender, a teenage driver, accident, maybe a DUI, all of those things can drive up your auto insurance premium but another factor that determines how much you have to pay and most will never even consider it.

No auto insurance policies are the same but most drivers figure they know what important to their insurance policy. While your road record is a factor but so is your credit score, nearly every auto insurance company are starting to use your credit score to set your premium. Some may put more weight on your credit history than your driving history. Read more ›