Archive for the "Auto Insurance101"
The US insurance industry has released its list of the safest new cars for 2007, which include a shocking headline; no American cars are on the list.
It’s no accident cars are getting safer, increasingly new vehicles are being equipped with side airbags to protect the driver and passengers from head injuries. Electronic stability control help reduce skid and rollovers but insurance industry crash tests reveal that some cars are safer than others.
Rating just out, named 13 vehicles as top safety pick for 2007. Read more ›
When you talk about auto insurance, there is the obvious things, your house, your cars, your health, your life but in actuality, you can insure almost anything. Your wedding to your pet, of course you probably cannot afford all of these insurance.
The insurance industry is happy to sell you insurance just about anything you want. There are four things you need to keep in mind regarding insurance.
The first one is to cover big risks, only risk that will financially devastate you need to be insure. For example, if you are the breadwinner of the house with kids, get life insurance for yourself so your dependents can take care of themselves and pay the bills if something happen to you. Read more ›
Your car insurance payment may be on a rise and it has nothing to do with your driving history. New controversial way auto insurance companies determine your risk on the road. A speeding ticket, a fender bender, a teenage driver, accident, maybe a DUI, all of those things can drive up your auto insurance premium but another factor that determines how much you have to pay and most will never even consider it.
No auto insurance policies are the same but most drivers figure they know what important to their insurance policy. While your road record is a factor but so is your credit score, nearly every auto insurance company are starting to use your credit score to set your premium. Some may put more weight on your credit history than your driving history. Read more ›
Everyone loves a good deal but when it comes to buying your auto insurance, the lowest price may end up costing you more than you bargained for. Increasingly common fraud involves in the sale of cheap auto insurance or two to unexpected consumers.
The con artists get potential customers by advertising rock-bottom auto insurance prices and tricking the consumers into paying to fake insurance coverage. It is not until the customers are involved in an auto accident or stop by the police and charge by driving without auto insurance coverage. Then that is the only time the consumer will find out they do not have a valid auto insurance coverage. Read more ›
It is something every car owner know, the moment that new car is driven out of the dealer lot. It loses value immediately because it is now considered a used car.
The reason why it becomes a pre-own automobile because it is now register to that person and if that person bring it back in. The next person buys it, it is now a pre-own vehicle.
So what does that mean for your auto insurance coverage, generally you’re auto insurance covers toward the actual cash value of your car and not how much the bank loan you the money to buy your car. Read more ›
Car rentals are most often cover by your own personal auto insurance but what exactly is covered vary from company to company. The simplest thing is to check your personal insurance policy first, if you don’t feel comfortable with your insurance policy then call your auto insurance agent.
Some auto insurance companies don’t cover long-term rentals, other don’t cover rental for business use. If you combine business and vacation trip, you may not be cover. Read more ›
The most expensive car insurance you will ever buy is when you are young. So what steps does it take when your teen become a new driver?
You could be paying a lot more when you put your kids into your policy. Step one for saving money is to keep them off your policy as long as you can. That might mean keeping your teen on the learning permit as long as they are allowed because some auto insurance don’t require coverage on a permit driver. Read more ›
Consider these important factors when comparing auto insurance. Your financial stability, although we don’t look forward to get into auto accident but we want to make sure that your auto insurance will be there and be able to do their part in the event of a claim.
Customer service is also very important part of policyholder satisfaction.
Price is definitely a very important factor for all of us. Which is why it is important to compare rates from a variety of companies to find the very best and competitive price. Read more ›
Since you are reading this article, you must already know that buying auto insurance online comes with many benefits.
The Internet makes it easy to compare instant auto insurance rates online and it increase the chance of finding lower rates.
Anyone can do it, here is how. Read more ›
Automobile insurance premium rate are base on many factors including, where we live, your age, your car, how much you drive and the amount of coverage you have.
One way to keep your auto insurance cost down is to take high comprehensive and collision deductibles.
Also, as your vehicle get older and it is not finance. Many people decide to drop these comprehensive and collision coverage completely as a way to save money. Read more ›
Janine Gargani on 
car insurance quote on