How to find the cheapest auto insurance rates online

Date: Mar 26 2010
Filed In: Auto Insurance101

Getting cheap auto insurance:

1. Take advantage of discounts

• short commute to work or school
• good student grades (above B average)
• multi-car discounts, two or more cars on the same policy
• having prior auto insurance within the last 30 days

2. Be knowledgeable about coverage

• avoid unnecessary coverage you don’t need
• example, full coverage on a car worth $500
• consider getting high deductibles
• avoid duplicate coverage
• think twice about medical coverage if you already have health insurance policy

3. Compared multiple company quotes

• this increases your chance of finding lower auto insurance rates
• because rates vary from company to company
• gives you a level playing field
• because you can see what’s cheap and what’s expensive
• find your cheapest company
• since the cheapest company for one person may not be the cheapest for the outer person

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