Question #1: What is full coverage auto insurance?

Date: Jul 20 2009
Filed In: Auto Insurance101

Full coverage auto insurance refers to your auto insurance policy that covers the physical damage. It is usually referred to as comprehensive and collision.

The collision covers the physical damage to your car if you were at fault in a accident. For example, you ran a red light a got into an accident. The collision covers the physical damage you caused with your car.

The comprehensive or (comp) covers the physical damage to your auto mobile from nature and any other accidents. If you are using the comprehensive coverage, then the damage to your auto mobile can not be your fault. For example, if you drove and a rock hit your car and causes some damages, your comprehensive would cover the cost of repair minus your deductible.

The 4 Most asked questions about full coverage auto insurance

1. What is full coverage auto insurance?
2. What full coverage auto insurance is not?
3. How to use full coverage auto insurance?
4. Do you really need full coverage auto insurance?

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