Rare food allergies and health insurance
Date: Dec 12 2010
Filed In: Health Insurance
In this country more than 9.4 million children in the US have no health insurance, according to Kaiser Family Foundation 2006.
That is one of every nine children and for those who are already insured, what gets covered are not always straightforward.
This is a story of a family coping with a rare and almost unimaginable dilemma.
Three-year-old Hannah Demain may look healthy but she has a disease that preventing her from eating almost every kind of food.
For basic nutrition, Hannah’s Doctor had put her on a special formula called Ellecare but the families health insurance is refusing to cover it because the health insurance company says Ellecare is a “food supplement”.
That leaves the parents with a $1200 per month bill.
Dr. Glenn Furuta who specializes and treats children with Hannah’s disease says Ellencare is medical necessity. The use of specialized formula with that treatment with anyone with an allergic intestinal disease is the primary treatment and not a supplement.
Parents and doctors said too many insurance companies are often reluctant to cover desperately needed formulas like Ellecare.
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