Gap insurance and why we need it

It is something every car owner know, the moment that new car is driven out of the dealer lot. It loses value immediately because it is now considered a used car.

The reason why it becomes a pre-own automobile because it is now register to that person and if that person bring it back in. The next person buys it, it is now a pre-own vehicle.

So what does that mean for your auto insurance coverage, generally you’re auto insurance covers toward the actual cash value of your car and not how much the bank loan you the money to buy your car. Read more ›

Medical payments coverage protect guide

The medical payments coverage protects you and the passengers if you were hurt in a car accident regardless of whom at fault. The coverage also extends to you and your family members, if you were a passenger by someone else’s car or you are a pedestrian injured by an automobile.

Medical payments coverage pay the medical bills result from an accident up to per person a maximum of $5000. There are no deductibles and no waiting periods under this coverage. Also, prescription drugs related to their injuries are covered. Read more ›

9 tips on how to lower your car insurance cost.

If you are looking for a way to save on your car insurance cost, you have come to the right place. Below are 9 tips on how to save you money on your car insurance.

Just imagine what you can buy every month if you didn’t have to spend extra money on your car insurance. There are a few things you can do to low your monthly car insurance cost. All you got to do is try them out; there is no guarantee if all of the tips will work. But all the tips below have work for many other people, and all you have to do is read it and try it out. Some people can even save up to 50% of their car insurance cost. You got nothing to lose.

Tip #1: Always shop around for different car insurance quotes

From GEICO advertisements, they say you can save 15% on your car insurance. But you will never more how much more you can save if you don’t look around. You may be getting a better deal somewhere else. If you haven’t been shopping around for you car insurance cost in the past 12-24 months, you are probably paying too much.

Tip #2: Drive safe, have a clean driving record

Bad driving is expensive because car insurance sees you as a high risk driver.

Slow down when you are driving, there is no need to really go past the speed limit, watch for red lights and stop signs. If you have a clean driving record with no at fault accidents or speeding tickets for 3 years, you should see your car insurance cost drop. Read more ›