Insurance rates is vary based on car market price . Insurance premium is calculated based on that . if you ask quotation from any insurance company they first of all ask your car model and manufacturing year . This detail mainly use for this . Because market price is directly affecting to the insurance rate .
if you check different insurance companies rate like
- State Farm
- USAA etc companies , they all have different different price ranges for same vehicle model .
That is why we need to check for quotation in each insurance companies about there prices . you can get insurance price quotation quickly from insurance agent without any charge. Then you can compare there prices .
Please note that when getting quotation , some time some company quotation can be very low . but don’t be hurry . you must compare there terms as well in that case . because most of companies reduce there prices by cutting outing there benefits .